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Inspiring the Next Generation to Build Great Money Habits, Whatever Those Are | Tim Hong (MoneyLion)

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76 views 12 days ago CRAFTED. | Learn from the technologists crafting the future
What is a good money habit in 2025? And how do you actually help someone build one—without boring them, shaming them, or losing them in the first five seconds? Chief Product Officer Tim Hong shares how MoneyLion designs for emotion and creates content and products that inspire people to take action. MoneyLion is a personal finance platform used by millions of mostly younger Americans who are just getting started with their money, so, as Tim says: “It's actually less about bad habits that we fight. It's about having no habits.” Tim also shares how AI could create a truly personalized (1 of 1) financial advisor, why most financial apps are “like going to the DMV”, and how things like open banking and embedded finance can change that… — Chapters: 00:00 Introduction 01:30 Tim has literally measured how short our attentions spans are at a brainwave startup 03:49 What MoneyLion does and why content and storytelling are so important 08:30 What eve …...more
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Introduction

0:00

Tim has literally measured how short our attentions spans are at a brainwave startup

1:30

What MoneyLion does and why content and storytelling are so important

3:49

What even are good money habits today?

8:30

How MoneyLion uses AI to create personalized content

12:00

"Talking to your money" with AI

13:40

How building with GenAI is different

16:30

Building with non-deterministic systems

20:30

"Self-driving money": Tim's not so sure people want to fully give up control

24:30

Why so many financial apps feel like "going to the DMV" — and how that's changing with open banking and embedded finance

29:30
Inspiring the Next Generation to Build Great Money Habits, Whatever Those Are | Tim Hong (MoneyLion)
2Likes
76Views
Apr 242025
What is a good money habit in 2025? And how do you actually help someone build one—without boring them, shaming them, or losing them in the first five seconds? Chief Product Officer Tim Hong shares how MoneyLion designs for emotion and creates content and products that inspire people to take action. MoneyLion is a personal finance platform used by millions of mostly younger Americans who are just getting started with their money, so, as Tim says: “It's actually less about bad habits that we fight. It's about having no habits.” Tim also shares how AI could create a truly personalized (1 of 1) financial advisor, why most financial apps are “like going to the DMV”, and how things like open banking and embedded finance can change that… — Chapters: 00:00 Introduction 01:30 Tim has literally measured how short our attentions spans are at a brainwave startup 03:49 What MoneyLion does and why content and storytelling are so important 08:30 What even are good money habits today? 12:00 How MoneyLion uses AI to create personalized content 13:40 "Talking to your money" with AI 16:30 How building with GenAI is different 20:30 Building with non-deterministic systems 24:30 "Self-driving money": Tim's not so sure people want to fully give up control 29:30 Why so many financial apps feel like "going to the DMV" — and how that's changing with open banking and embedded finance — Looking for your next episode? Here’s another fintech one you might enjoy: https://crafted.fm/p/you-have-to-inve... — For all CRAFTED. episodes and to subscribe to the CRAFTED. newsletter 👉 https://crafted.fm — Oh, and see how Dan and Modern Product Minds can help you build better products. 👉 https://modernproductminds.com
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